HUETZEN & PARTNER - Terms and Conditions The following terms and conditions apply to the websites which can be called up under the URL http://www.huetzen.com , which are operated by HUETZEN & PARTNER ("HUETZEN & PARTNER"), Spitalgasse 8, CH-9000 St. Gallen, represented by its executive board. Copyright and other protected rights All materials contained in these websites, especially web pages, programs, graphics, images, sound, video, scripts and texts are intellectual property of HUETZEN & PARTNER.  All rights are reserved. Unless explicitly indicated otherwise, you should assume that everything which you see or read on this website is subject to legal protection.  All materials should exclusively be viewed, copied, printed out and passed on for personal, non-commercial and information purposes.  Any copies must contain a copyright reference to HUETZEN & PARTNER.  References given to protected rights must not be removed.  Any commercial and/or public use of the materials is prohibited. Trademarks The logos and signs shown on the HUETZEN & PARTNER site, are registered or not registered trademarks of HUETZEN & PARTNER or one of its licensors. No licence Without the approval of HUETZEN & PARTNER or of its relevant licensor in writing, no licence or other right to the use of the contents on the HUETZEN & PARTNER site is granted either explicitly or implicitly or in any other way.  Any abusive use of the materials is strictly prohibited and will be subject to civil and criminal prosecution by HUETZEN & PARTNER. Submissions  All notices, proposals, ideas and other contents which you provide to HUETZEN & PARTNER, will be regarded as provided on a nonconfidential basis.  HUETZEN & PARTNER reserves the right to use this information at its exclusive discretion.  HUETZEN & PARTNER is not subject to any obligation (i) to treat the submissions as confidential or (ii) to respond to any submissions.  You are responsible for ensuring that none of your submissions infringe the rights of third parties (including copyright, trademark, patent, commercial secrecy, privacy or other personal rights or intellectual property rights) and to that extent indemnify HUETZEN & PARTNER from all claims of third parties, including reasonable costs of legal defence. User behaviour As a user of the HUETZEN & PARTNER site you are required to comply with the law of Switzerland. Above all, you undertake to comply with the applicable youth protection regulations. In particular, you are not permitted to send contents over the HUETZEN & PARTNER site or in any other way to make them available which are (i) libellous, defamatory, obscene, harmful, pornographic, promoting violence or represent infringement of privacy; (ii) infringe commercial protected rights or (iii) offer goods or services or solicit financial funds. User activities whose purpose is to render the HUETZEN & PARTNER site functionally defective or at least to make use of it more difficult are prohibited and could give rise to civil and criminal proceedings. The HUETZEN & PARTNER site (including its services) may also not be used for illegal purposes. In particular, it is prohibited to register third parties without their knowledge and explicit consent for the newsletter and/or e-zone service or register third parties without their knowledge and explicit consent for lotteries on the HUETZEN & PARTNER site. Liability You are yourself responsible for all your activities on and in connection with the HUETZEN & PARTNER site. Those with responsibility for upbringing are liable for their children. HUETZEN & PARTNER will ensure proper care and maintenance of the HUETZEN & PARTNER site. However, HUETZEN & PARTNER give no guarantee that the HUETZEN & PARTNER site will be accessible at all times. HUETZEN & PARTNER also does not guarantee that the HUETZEN & PARTNER site will always be in the most up-to-date condition and free of defects.  It is possible that delays, transcription errors or even misinformation could occur.